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They take into account that customers of failing members might be influenced, but they would have use of other means of payments, like bank cards, debit cards, and credit rating transfers, to fulfill their obligations.
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Mitigation of AML/CFT hazards. The Pix procedure also elevates pitfalls of fraudulent and ML/TF exercise. Banking sector interlocutors reveal that the convenience of account creation may lead to folks building dummy accounts with payment institutions, which can then be employed for hard cash transfers. In addition there are cases documented of people with the account blocked for fraud at one particular establishment being able to open an account at A further institution. The authorities don't have a individual plan or methods associated with AML/CFT for the moment payment system. Nonetheless, they Observe that each Pix participant, such as both banking institutions and non-banking companies, must comply with Brazil’s AML/CFT policies, under BCB’s supervision.
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